Your Business Needs to Grow

Get Pre-Approved for Up to $500,000
It’s fast, easy, and won’t affect your credit score.

Cardtide capital

We Move Fast — Because You Need to

Instant Pre-Approval

In seconds, not days.

Get Funded Fast

Pre-approvals in seconds. Funds in your account in 1–2 business days.

All Credit Welcome

We look at your business, not just your score.

Safe & Confidential

Your info is protected with bank-grade security.

Cardtide capital

How It Works

Need extra capital to hire, expand, cover payroll, or stock inventory? We’re here to help. Cardtide Capital provides fast, flexible funding solutions designed specifically for small and mid-sized businesses — even if banks have turned you down.


It’s free to apply and won’t affect your credit score.

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People Trust Cardtide

1

Apply Online or Call Us

Speak with a Cardtide Funding Specialist at (800) 530-2174 or apply online in minutes.

2

Get Pre-Approved Same Day

Our team will review your application and provide a decision within hours — not weeks.

3

Receive Funds Fast

Once approved, your funds will be deposited into your business bank account within 1–2 business days.

Cardtide capital

Why Business Owners Choose Cardtide Capital

Banks say no. We say, let’s talk.

Even if you’ve been turned away elsewhere, Cardtide Capital looks at the real picture: your business performance, not just a number on a report. We’re built for speed, flexibility, and trust — no paperwork mountains, no long waits, no confusion.

No collateral. No fluff. Just real capital, fast.

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Does Your Business Qualify?

Our approval process is designed to say yes, not make you jump through hoops.

✅ You own a U.S.-based business

✅ Your business has been incorporated for at least 4 months

✅ Your business generates at least $5,000/month in deposits

Merchant Cash Advance

Get funded based on your credit card sales volume.

- Approval amount is based on 4 months of merchant statements

- Use future processing to repay automatically

- Refinance available once 60% is paid off

Revenue-Based Advance

Fast funding based on total business deposits.

- Approval based on 4 months of bank statements

- Repayment via fixed daily ACH (Mon–Fri)

- No interest rates — just one fixed cost

Business Term Loan

Need larger funding with longer terms?

- Borrow $20K to $500K

- Terms from 12–60 months

- No collateral needed

- Fixed, simple interest — no surprises