Need extra capital to hire, expand, cover payroll, or stock inventory? We’re here to help. Cardtide Capital provides fast, flexible funding solutions designed specifically for small and mid-sized businesses — even if banks have turned you down.
It’s free to apply and won’t affect your credit score.
Speak with a Cardtide Funding Specialist at (800) 530-2174 or apply online in minutes.
Our team will review your application and provide a decision within hours — not weeks.
Once approved, your funds will be deposited into your business bank account within 1–2 business days.
Banks say no. We say, let’s talk.
Even if you’ve been turned away elsewhere, Cardtide Capital looks at the real picture: your business performance, not just a number on a report. We’re built for speed, flexibility, and trust — no paperwork mountains, no long waits, no confusion.
No collateral. No fluff. Just real capital, fast.
Our approval process is designed to say yes, not make you jump through hoops.
✅ You own a U.S.-based business
✅ Your business has been incorporated for at least 4 months
✅ Your business generates at least $5,000/month in deposits
Get funded based on your credit card sales volume.
- Approval amount is based on 4 months of merchant statements
- Use future processing to repay automatically
- Refinance available once 60% is paid off
Fast funding based on total business deposits.
- Approval based on 4 months of bank statements
- Repayment via fixed daily ACH (Mon–Fri)
- No interest rates — just one fixed cost
Need larger funding with longer terms?
- Borrow $20K to $500K
- Terms from 12–60 months
- No collateral needed
- Fixed, simple interest — no surprises
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